Emyr Pierce

I am buying a new house, but will be abroad on an extended business trip when final contracts are due to signed. What should I do?

You are never sure when contracts are likely to be exchanged and a completion date agreed but, naturally, it is not a good idea to be abroad when you are due to complete.

However, in order to facilitate an exchange of contracts in your absence you can either visit your Solicitor before leaving for your business trip and sign all documentation well in advance - leaving strict instructions as to the basis on which the Solicitor is authorised to proceed in your absence - or you may grant a Lasting Power of Attorney dealing with your Property and Affairs, restricting the authority to the appointed Attorney to simply deal with the signing of all documentation relating to your purchase of your new property.

Unless there are major outstanding items on which your Solicitor will need your specific instructions, or indeed no papers have in fact been received before you go away, then it is normal for you to give your Solicitor strict instructions as to the basis on which you would be happy to proceed.

If you are only buying a property and are in no hurry to move in, then ensure your Solicitor has the relevant amount of money made available to him to allow him to complete on your behalf if you are still abroad.

I have been helping an elderly neighbour with his property/financial affairs over the last few years and he now wants to appoint me as his Attorney in a Lasting Power of Attorney. Should I let his relatives know what is being proposed?

It is a requirement when granting a Lasting Power of Attorney that the document is registered with the Office of the Public Guardian and it is a specific requirement that the Donor’s next of kin are notified. This enables the next of kin to lodge any objections should they object to what is being proposed.

It is, therefore, no longer possible for Lasting Powers of Attorney to exist without the immediate next of kin being notified of the Donor’s intention to register the same with the Office of the Public Guardian.

My father-in-law is selling his home and has agreed a price, but before anything could be signed he suffered a major stroke. He has no Power of Attorney. What should we do?

This will inevitably cause a delay in the sale. If your father does not have the necessary legal capacity to enter into a contract as a result of the stroke then you have no alternative other than to apply to the Office for the Public Guardian for the appointment of a Deputy to act on his behalf. This can take many weeks, inevitably causing a delay in the transaction. This cannot be helped. If your father simply becomes physically impaired as a result of the stroke, but is fully aware of what is happening and is clear as to his intention to sell the property, then he can appoint an Attorney to act on his behalf by drawing up a Lasting Power of Attorney. However, under the new LPA regulations this will only become effective once it is registered with the Office for the Public Guardian and again there can be a delay of some weeks before such registration is completed. Generally, the extent of the delay will depend of what provision, if any, your father had made prior to his suffering the stroke.

* Emyr Pierce is Managing Partner of Emyr Pierce Solicitors in Rhiwbina, Cardiff, Western Mail Conveyancer of the Year, specialising in Domestic and Commercial Property. Contact www.emyrpierce.co.uk or email law@emyrpierce.co.uk

My mother has been diagnosed with Alzheimer’s and is currently in a nursing home. I have an Enduring Power of Attorney to deal with her affairs, does this mean that I can now sell her property and dispose of her belongings?

Any power granted to you under the Enduring Power of Attorney (EPA) will technically cease once your mother is no longer mentally capable of managing her own affairs.

You are obliged to register your Enduring Power of Attorney with the Office of the Public Guardian (OPG) once you believe your mother no longer has the ability to mentally manage her own affairs.

Once the EPA has been registered with the OPG you can then sell her property – provided there is no prospect of your mother returning home. It would be wise to ensure any brothers or sisters or other close members of the family agree with the proposed sale and, in many cases, it may be necessary to sell the property in order to fund long-term care.

If no Enduring or Lasting Power of Attorney existed, then once your mother was diagnosed as being mentally incapable of managing her own affairs, you would be need to apply to the OPG to appoint a “Deputy” to deal with your mother’s assets.

• Pierce is Managing Partner of Emyr Pierce Solicitors in Rhiwbina, Cardiff, Western Mail Conveyancer of the Year, specialising in Domestic and Commercial Property. Contact www.emyrpierce.co.uk or email law@emyrpierce.co.uk