Latest articles appear below.
We are hoping to sell our house to my wife’s cousin who is moving to the area to work. Is it true that we won’t need a HIP as we are selling to a member of the family?
A HIP is now required in the event of a property being offered for sale to the [...]
Saturday, July 25th, 2009
Our son has just returned from abroad and will be living at home and paying a small rent to us. Do I need to tell my mortgage company about this?
It is a condition of all mortgages that if you have anyone living at the property, other than the Borrowers, who is over the age [...]
Saturday, July 25th, 2009
I am buying my first home and have been told my mortgage company is waiting for the Certificate of Title. What is this and could it cause a hold up?
The solicitor acting on your behalf in the purchase of your new home will, usually, also act on behalf of your lender providing you with [...]
Saturday, July 25th, 2009
I am hoping to part exchange my house for a new one. I have heard that this is a good way of saving stamp duty. Is this true?
Unfortunately it is not true. Some years ago Stamp Duty, as it was then, was only payable on the “Equality of Exchange”. This was the [...]
Saturday, July 18th, 2009
I am planning to buy a house with a shared driveway what implications could that have for me?
It is increasingly the case on new open plan developments that plots have shared driveways. The main issue to consider is that each property with a shared access will be bound by the existence of various covenants preventing [...]
Saturday, July 18th, 2009
I am in my sixties and have recently remarried and put my home in joint ownership with my new wife. How do I ensure my children from my first marriage are looked after on my death?
The need to protect your share of the assets which you own jointly with your new wife to secure [...]
Saturday, July 18th, 2009
I am buying a property that was built in the 1980s. Should I check the condition of the central heating?
Of course. Other than the structure of the building, the central heating system is the most expensive component in any property and you are deemed to buy a property in the full knowledge of its state [...]
Saturday, July 11th, 2009
I own a flat which I have been renting out for the last few years. My current tenant is behind three months on her rent and refusing to leave, despite her tenancy having run out. How do I get her out?
Despite the fact that your tenant may have continued to occupy beyond the [...]
Saturday, July 11th, 2009
My next door neighbour is extending his house and wants to buy a slice of my garden to allow him access along the side of his property. I am willing to sell, but how should I value it and should I tell my mortgage company?
You need to seek the advice of a surveyor to [...]
Saturday, July 11th, 2009
My father-in-law is selling his home and has agreed a price, but before anything could be signed he suffered a major stroke. He has no Power of Attorney. What should we do?
This will inevitably cause a delay in the sale. If your father does not have the necessary legal capacity to enter [...]
Saturday, July 4th, 2009
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